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Know exactly where your money will be

FinanceFlow projects your balance day by day — based on what you've planned to earn and spend.

Get started — it's free See how it works

Most apps show where your money went.

FinanceFlow shows where it's going.

You know how much you spent last month. But do you know if you'll be able to make your car payment in August without going into the red? Or if you can take that trip in October without compromising November's rent?

These questions go unanswered because today's tools look backward — not forward.

How it works

Three steps to gain complete clarity about your money.

01

Set up your accounts

Add checking accounts, credit cards, savings, and investments. Each account with an opening balance and start date.

02

Plan your financial events

Record future income and expenses — one-time or recurring. Rent on the 5th, salary on the 25th, gym membership every month.

03

Check any future date

FinanceFlow projects your balance day by day automatically. One month, six months, one year — without rebuilding a spreadsheet every week.

Features

Everything you need to plan your financial life in advance.

Daily balance projection

Register your events and the system projects the balance automatically — no spreadsheet, no manual calculation.

Automatic recurrences

Monthly, weekly, bi-weekly, bi-monthly or custom. Set it once and the system generates occurrences automatically.

Planned transfers

Pay your credit card bill from your checking account and see the impact on both accounts simultaneously.

Planned vs actual comparison

See how much the actual month deviated from the plan and understand where the projection needs to be adjusted.

Financial calendar

View any day of the month with real (past) or projected (future) balance in a calendar view.

Balance checkpoint

Confirm the real balance on any date and the system recalibrates projections from there — accuracy even with incomplete history.

Credit card support

Billing cycle, closing date, and due date. Doesn't treat credit cards like checking accounts.

Multiple accounts

Checking, savings, investment, credit card, loan — each with independent projection and consolidated view.

Questions FinanceFlow answers

You don't buy features — you buy answers to real problems.

Can I take that trip in July?

Add the trip as a planned expense and immediately see if your July balance can handle it — no spreadsheet, no mental math.

Will I be able to pay my tax bill without overdrafting?

With planned recurrences and one-time events, FinanceFlow shows your balance day by day and anticipates the problem before it happens.

How much will I have left at year-end?

The forecast runs for any future date — one month, six months, one year — consolidating all your accounts into a single number.

See it in action

Daily projected balance — planned vs actual in a single view.

Today R$6k R$4k R$2k JanFebMarAprMayJunJul
Planned Actual

Frequently asked questions

Common questions before creating an account.

Is it free?
The Free plan is free forever and covers the essentials — one account and all projection tools. The Premium plan unlocks unlimited accounts and full reports. You can try Premium free for 15 days, no credit card required.
Do I need to connect my bank account?
No — FinanceFlow works with what you enter, without direct bank access. You have full control over what the app knows.
Does it work for credit cards?
Yes — with billing cycle, closing date, and due date support. FinanceFlow doesn't treat credit cards like checking accounts the way most apps do.
What if I don't know my exact balance?
You can enter a confirmed balance checkpoint on any date and the system recalibrates projections from there — accuracy even with incomplete history.
Can I use it for more than one account?
Yes — as many accounts as you want, with a consolidated view and independent projection per account.

Privacy & trust

Your data is yours No data is shared with third parties.
No bank access You enter what you want the app to know — zero bank integration.
Hosted on Azure Microsoft's enterprise infrastructure, with high availability.
Delete anytime Your account and all your data can be removed at any time.

Plans

Start free. Scale when you need to.

Free Free forever
  • Financial accounts 1 account
  • Analytical reports (R-01, R-02, R-03) Not included
  • Net Worth Projection (R-04)
  • Debt Evolution (R-05)
  • "What-If" Simulation
  • Financial Goals 1 active goal
  • Future negative balance highlight 30 days (visual)
  • Unplanned Recurring Expense Detection
Create free account
Premium 15-day free trial, no card
  • Financial accounts Unlimited
  • Analytical reports (R-01, R-02, R-03) Included
  • Net Worth Projection (R-04)
  • Debt Evolution (R-05)
  • "What-If" Simulation
  • Financial Goals Unlimited
  • Future negative balance highlight 90 days + exact date
  • Unplanned Recurring Expense Detection
Try 15 days free

No credit card. No automatic charge. Automatic downgrade at the end of the trial.

Stop guessing. Start projecting.

Create your account for free and see how your money will look on any future date.

Get started — it's free